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This is a commercial communication from Carvago s.r.o. It is not a draft agreement or contract within the meaning of Section 1731 of Act No. 89/2012 Coll., the Civil Code. The lender is Santander Consumer Bank, Santander-Platz 1, 410 61 Mönchengladbach. ¹Representative example for financing with a low monthly payment: net loan amount €20,000; down payment €10,000; term 60 months; annual percentage rate 8.99 %, fixed borrowing rate 8.64 % p.a.; 60 monthly payments of €87; final payment €9,000; total amount €14,110.00. The figures above also constitute the representative calculation example pursuant to Section 6a (4) PAngV. All prices include VAT. ²Net loan amount €20,000; term 60 months; annual percentage rate 8.99 %, fixed borrowing rate 8.64 % p.a.; 60 monthly payments of €206.00; total amount €12,352. The figures above also constitute the representative calculation example pursuant to Section 6a (4) PAngV. Please note that we will run a credit check. All prices include VAT.